UPST

NASD Upstart Holdings, Inc.
Oct 12, 2026 · 11:31 PM ET EOD Market Closed

$23.75 ↑ +0.00 (+0.00%) Trading Up from the previous close of $23.75, $0.49 below the day’s high of $24.24

YTD change
-45.69%
vs 20-day SMA
-2.24%
vs 200-day SMA
-25.03%

Price ranges

Previous day
$23.82 $24.50
open $24.44 close $24.10
-$0.34 (-1.39%)
Today
$23.66 $24.24
open $24.00 now $23.75
-$0.25 (-1.04%)
Past week
$22.72 $24.90
from $22.81 now $23.75
+$0.94 (+4.12%)
Past month
$22.56 $26.61
from $25.59 now $23.75
-$1.84 (-7.19%)
This year
$22.56 $52.10
from $43.73 now $23.75
-$19.98 (-45.69%)

Price & Performance

-4.31 (-15.36%) / 6M

$21.78$26.78$31.77$36.77Apr 13Jul 14Oct 12

Signals & Sentiment

Momentum, market sentiment, and recent alerts

Poor
  • The stock is 75.4% away from all-time highs of $96.43
  • UPST is down 46% since the beginning of the year
  • UPST is down 51% over the past 12 months
  • UPST is down 7% over the past 1 month

UPST reads poor: price sits below both the 20- and 200-day averages, the 12-month move is -52.1%.

Financial Strength

Earnings, valuation, and balance sheet

Earnings

Profitable Yes
EPS $0.36
Earnings momentum +14.5% Quarterly EPS growth
Quarterly change +14.5%

Valuation

P/E ratio N/A
Enterprise value $7.9B
Beta 3.20

Balance sheet & scale

IncomeN/A
Revenue$851.8M
Cash$701.5M
Debt$1.5M
Income / Debt N/A

Company & Peers

Company profile and competitor comparison

Company profile

ExchangeNASD
Sector Finance and Insurance
Sub Sector Credit Intermediation and Related Activities
Market cap $2.3B

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. It operates through the following segments: Personal Lending, Auto Lending, and Other. The Personal Lending segment focuses on unsecured personal loans and small dollar loans. The Auto Lending segment is involved in auto refinance and auto retail loans. The Other segment refers to HELOCs and other. The company was founded by David Joseph Girouard, Anna Mongayt Counselman, and Paul Gu in December 2013 and is headquartered in San Mateo, CA.

Competitor comparison

TickerCompany PriceChange
SYF Synchrony Financial $73.62 +1.13%
AFRM Affirm Holdings, Inc. Class A $78.63 -2.57%
SOFI SoFi Technologies Inc $15.23 -3.61%
OMF OneMain Holdings, Inc. $55.94 -0.23%
SLM SLM Corp $22.94 +1.87%

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Prices and alerts are delayed by at least 20 minutes. Chart history reflects daily closing prices. Information is provided for research purposes only and is not investment advice.